Employers with MN-based W2 employees have about a month left to setup their state-mandated program. You can DIY it by using MN’s new DEED solution, which costs $0.88 of MN payroll, plus FICA. Orwe can shop all of the private solutions for you. 100% of our clients chose a private solutions, with some paying as little as $0.59 and others paying over $1.00 for the program. Announce it no later than Dec 1 internally. Claims can be filed starting 1/1/2026. Amend existing leave lan

Unlike the pandemic years, premiums are accelerating again. Double-digit increases are the norm for 2026. A recent KFF study reveals an average increase of 11% for 2026. That’s significantly more than inflation, and much higher than the average employer’s rate of growth. We’ve seen a few single-digit increases here - those employers are sadly called the lucky ones. On the other end of the spectrum, we’ve also seen increases over 95%. The chart below gives you an idea of the l

PTO + FMLA + State Leave + More...What Employers Need to Know (Without all of the Legal Jargon!) Big news from the U.S. Department of Lab...

Employees ultimately lost their Rx pricing lawsuits against their own Employers The Cases at a Glance Employers like...

CAA requires RxDC reports every June 1

This month the CEO of United Health Group's insurance subsidiary, United Health Care, was a victim of homicide in a story that has...

It’s been coming for a while now. Prepare to step up your I’m A Fixuciary game. It’s not just for breakfast - or retirement plans -...

The original ACA law included a poison pill. Once premiums hit a certain level - which they hit a few years back - employers and...

Nobody loves the phrase, “it’s that time of year again“ more than brokers and human resources leaders. Of course, they are referring to...

It's been a few months now for MN business. Effective Jan. 1, 2024, Minnesota’s earned sick and safe time law requires employers to...

The real reason employers might still be in the health insurance business, and why employees still expect "work" to provide their policies.

The June 27, 2023 PWFA rules passed and led to regulations issued by the EEOC which will go into effect sixty calendar days from April...

1099s serve a valuable purpose for employers. Not the least of which is a 30% savings compared to W2s. Since the 40s, the Feds have...

All hail Level Funding! What is it? It's a unique way for employers to finance their health insurance premiums. Not fully insured but...

A new provision in 2021 says employer-sponsored health plans and health insurance issuers are to report information about their Rx...

On 6-24-2022 Dobbs versus Jackson reversed Roe v Wade. The ruling states that the US constitution does not prohibit the citizens of each...

No. No it's not. It's not free at all. As an adult of a certain age, I finally gave in. It was quite a ride. And - spoiler alert - I...

EARNED SICK AND SAFE LEAVE is here. Effective January 2024, the new ESSL provisions do not preempt other local paid sick leave laws but...

During the Public Health Emergency (PHE), numerous changes assisted employees and businesses affected by the COVID19 pandemic. Test kits...

Consolidated Appropriations Act requires new reporting for Employers of healthcare premiums, how they’re split between the Employer and...